REC Posts INR 16,282 Crore Net Profit in FY26, Loan Book Hits INR 5.84 Lakh Crore
REC has reported its highest-ever annual net profit of INR 16,282 crore in FY26, with its loan book reaching a record INR 5.84 lakh crore as of March 31, 2026. The renewable loan book has increased by 30 percent to INR 75,347 crore.
April 29, 2026. By Mrinmoy Dey
REC has reported its highest-ever annual net profit of INR 16,282 crore in FY26. It has registered a growth in the loan book of around INR 17,000 crores during the last year. As a result, the loan book is at an all-time high of INR 5.84 lakh crore as on March 31, 2026. The Renewable loan book has increased to INR 75,347 crore as on March 31, 2026, reflecting a 30 percent growth.
In FY26, total sanctions rose by 21 percent to INR 4,09,097 crore from INR 3,37,179 crore in the previous year. Disbursements grew by 10 percent to INR 2,11,189 crore compared to INR 1,91,185 crore, while disbursements excluding RBPF recorded a sharper increase of 28 percent, reaching INR 1,46,227 crore from INR 1,13,897 crore, stated the company.
The company’s net worth strengthened to INR 84,290 crore as on March 31, 2026, up 9 percent from INR 77,638 crore a year earlier. Its Capital Adequacy Ratio (CRAR) stood at a healthy 23.11 percent, signalling strong headroom to support future growth.
REC has demonstrated consistent excellence in MoU performance, achieving an ‘Excellent’ rating for three consecutive years (FY23, FY24 and FY25). Further, REC moved up four places from 9th to 5th in the ranking of net profit‑making CPSEs, as per DPE’s PE Survey Report for FY25.
In FY26, total sanctions rose by 21 percent to INR 4,09,097 crore from INR 3,37,179 crore in the previous year. Disbursements grew by 10 percent to INR 2,11,189 crore compared to INR 1,91,185 crore, while disbursements excluding RBPF recorded a sharper increase of 28 percent, reaching INR 1,46,227 crore from INR 1,13,897 crore, stated the company.
The company’s net worth strengthened to INR 84,290 crore as on March 31, 2026, up 9 percent from INR 77,638 crore a year earlier. Its Capital Adequacy Ratio (CRAR) stood at a healthy 23.11 percent, signalling strong headroom to support future growth.
REC has demonstrated consistent excellence in MoU performance, achieving an ‘Excellent’ rating for three consecutive years (FY23, FY24 and FY25). Further, REC moved up four places from 9th to 5th in the ranking of net profit‑making CPSEs, as per DPE’s PE Survey Report for FY25.
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