Energetica India Magazine - November 2025

WOMAN INFLUENCER energetica INDIA- November_2025 61 Robotics brings physical efficiency and accuracy to operations where human labour is costly, repetitive or risky. Robots can serve various purposes, from automating panel placement to continuous cleaning and inspection systems, which ensure minimumdowntime andmaximum output. Drones can help identify sites for new installations, identifying anomalies, scheduling maintenance based on aerial surveys, asset tracking, audits and planning. While all these technologies add value to existing operations, the real transformation comes when Generative AI + Robotics + Drones work in tandem. As they work simultaneously, wherein drones collect data, robotics execute field actions andGenerative AI analyses, learns and predicts, we can expect higher uptime and out- put from solar installations, operational safety and lower levelised cost of energy. Q Financing remains a barrier for many solar adopters. How can companies use data analytics, platform models or fin - tech partnerships to loosen that barrier and scale deployment? Latika Lakhani Kukreja: Solar awareness is increasing signifi - cantly, but financing is acting as one of the key roadblocks in ac - celerating solar adoption. Data analytics can support in two ways: • Assessing the creditworthiness of solar adopters beyond traditional data, suchas electricity consumption, payment histories, anddigital transaction patterns. • Dynamic pricing models can help customise loan terms or interest rates based on systemsize, geography, customer segment or predict- able yield. The solar finance mystery can be resolved through a platform ap - proach. An aggregated platform can bring customers, installers, fi - nancers and insurers into one digital environment, which can help track the entire project cycle. From project design to loan approval to repayment tracking, platforms can streamline processes while reducing data duplication, paperwork and the need for continuous monitoring. Fintech has revolutionised all major industries till now. Major mod- els suchas pay-as-you-go (PAYG), BuyNowPayLater (BNPL), or co-own solar assets (as part of blockchain-based investments) canbe replicated in the solar industry. As the market matures, there is a possibility that data, fintech, and platform models converge, and companies can offer ‘solar-as-a-ser- vice’ where customers don’t buy systems upfront and subscribe to clean power with guaranteed uptime and predictable pricing. This shifts solar from a capex-heavy product to an intelligent, financed service, powered by continuous data insights. In the journey of decarbonisation, converting solar assets into in- vestible securities can help raise funds easily from financiers. Da - ta-backed performance tracking can help aggregate small solar projects into investible green portfolios. This will reduce systemic risk, provide easier capital access and align with India’s green fi - nance ecosystem. Thus, by integrating IoT + data analytics + fin -

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